Many insurance carriers cover acupuncture, including Workers' Compensation, auto accident policies, and other private carriers.   Point to Health Acupuncture is an Out-of-Network provider for many insurance companies.

​

If you are unsure if your plan covers acupuncture, you can contact your insurance company or benefits representative.  The following are recommended questions to ask your representative:

​

• Is acupuncture covered when administered by an out-of-network New York/New Jersey State Licensed Acupuncturist?

• If so, do you limit coverage of acupuncture services to specific medical conditions?

• Is reimbursement limited only to Medical Doctors (MD) who perform acupuncture and not applicable to licensed acupuncturists?

• Is reimbursement limited to a particular network or panel of practitioners?

• Is there an annual deductible?  If so, how much is the deductible?  How much has been met?

• Is there a cap on the number of visits/dollar amount per year?

•  Do I need to obtain pre-authorization, a referral from an M.D. or a letter of medical necessity?

​

Acupuncture is also an eligible expense for Flexible Spending Accounts and Health Savings Accounts.